Injured in a Car Accident While Working in Ohio? Why You Should File a Workers’ Compensation Claim in Addition to a Personal Injury Case

If you are hurt in a car accident while working in Ohio, you may be entitled to benefits from two separate claims: a personal injury case against the at-fault driver and a workers’ compensation claim through the Ohio Bureau of Workers’ Compensation (BWC). Many injured workers focus solely on suing the negligent driver, but that can leave important benefits on the table.

At Justice Law Firm, we regularly help injured workers navigate workers’ compensation claims to ensure they receive the maximum compensation available. Many people focus solely on suing the negligent driver, but that can leave important benefits on the table, by not pursuing a workers’ compensation claim.

Ohio law provides that injuries sustained “in the course of” and “arising out of” your employment, including motor vehicle accidents are compensable under workers’ compensation. This coverage applies whether you were driving a company vehicle or your own car for work purposes.

Why Workers’ Compensation Is Essential After a Work-Related Car Accident

While a personal injury lawsuit can take months or years to resolve, a workers’ compensation claim can provide immediate, no-fault benefits, including:

• Payment for all necessary medical treatment with no deductibles or co-pays.
• Wage replacement benefits such as Temporary Total Disability if you cannot work.
• Rehabilitation services to help you return to work.
• Permanent disability compensation for lasting impairments that prevent you from ever working again.

Unlike a personal injury case, you don’t have to prove fault, only that the accident happened while you were working.

At Justice Law Firm, we make sure all of your injuries from the accident are properly documented so you receive the benefits you are entitled to under Ohio law.

Pursuing Both Claims Maximizes Your Recovery

our workers’ compensation claim covers medical bills and lost wages now, while your personal injury claim seeks additional damages such as pain and suffering from the at-fault driver. If your injury case later results in a settlement, workers’ compensation may have a subrogation interest, making coordinated legal strategy critical to maximizing your total recovery.

Act Quickly — Deadlines Apply

In Ohio, most work injury claims must be filed within one year of the accident. Filing promptly protects your rights and avoids missed deadlines.

If you’ve been injured in a work-related car accident in Columbus, contact the Justice Law Firm today. We’ll handle your workers’ compensation claim so you can focus on healing.

Bottom line: After a work-related motor vehicle accident in Columbus, you should pursue both your personal injury claim and your workers’ compensation claim. Each offers different benefits, and together they provide the strongest financial protection. Call Justice Law Firm now for a free consultation.